FTC Safeguards Rule Compliance + AI + Automation
MOSTRO 360 is the purpose-built cybersecurity and AI ecosystem for mortgage brokers with remote workforces. Five pillars. One platform. Zero gaps.
You have 20+ LOs and you're serious about scaling
You're losing good LOs to competitors with better infrastructure
You're worried about FTC exposure but don't know where to start
You want to recruit elite talent without bidding wars on splits
You're done running 10 fragmented tools that don't talk to each other
You need a documented cyber liability defense file before a regulator walks in
Your LOs stop playing secretary. They start building empires.
| Without MOSTRO 360 | With MOSTRO 360 |
|---|---|
| Manually chase borrowers for missing docs | Platform sends automated document reminders |
| Answer Realtor "where's my file?" all day | Realtors get automatic milestone updates |
| Miss after-hours leads — they move on | 24/7 AI voice agent books appointments around the clock |
| Lose their phone number when they leave | Personal number is theirs — forever |
| Pray the LOS talks to their other tools | LOS integrated, automated, documented |
| Upload borrower data to unprotected AI | Protected AI platform — compliant, logged, secured |
| No evidence if the FTC comes knocking | Cyber liability defense file — built and ready |
| Messy, disputed LO departures | Clean, documented, compliant offboarding every time |
Your LOs are using ChatGPT right now with your borrowers' data. You have no visibility, no control, and you're carrying all the liability.
Learn More →Every LO gets their own 24/7 AI voice agent, dedicated business number, and automated borrower communication — connected to your LOS.
Learn More →The same caliber of protection enterprise financial institutions rely on — configured for your brokerage and your remote workforce.
Learn More →Up to $53,088 per FTC violation. Up to $500,000 per Florida FIPA breach. We build your evidence file before anyone comes knocking.
Learn More →Give every LO their own business identity, AI tools, and automated workflows. They choose you over higher splits.
Learn More →Right now, when a loan officer walks out your door, most brokers are left with no documentation, no signed data acknowledgment, no audit trail, and full legal exposure.
They take their contacts — transferred and documented
They take their phone number — it was always theirs
They take their database — clean, compliant handoff
You keep the full audit trail — timestamped and signed
You keep the evidence file — protected and intact
No disputes. No legal exposure. No drama.
| Component | Pricing |
|---|---|
| AI Platform — 65+ models, 12+ agents | Per company · unlimited users |
| Automation + LOS Integration | Per company · unlimited users |
| 24/7 AI Voice Agents | Per company · unlimited users |
| Cyber Liability Defense | Per company · unlimited users |
| Cybersecurity + Browser Security | Per device protected and monitored |
Cost per LO increases as you add people
Cost per LO decreases as you scale
Most platforms get more expensive as you grow. MOSTRO 360 gets more profitable.
Yes. The FTC Safeguards Rule applies to non-bank financial institutions including mortgage brokers. It requires a written information security program, vendor oversight, employee training, and incident response planning. Violations carry penalties of up to $53,088 per violation for the company and up to $10,000 personally for officers.
MOSTRO 360 is purpose-built for mortgage brokers with remote workforces. We combine enterprise cybersecurity, protected AI, automation, LOS integration, and cyber liability defense in one platform — priced per company with unlimited users. No generic IT provider offers all five pillars configured for your regulatory environment.
Browser-level security wraps every device and every connection — whether your LOs are working from home, a coffee shop, or a client's office. NPI stays protected regardless of what device they're using.
The Offboarding Shield handles every departure cleanly. The LO takes their contacts, their phone number, and their database — all documented and transferred compliantly. You keep the full audit trail, the evidence file, and zero legal exposure.
No. We integrate with your existing LOS — Encompass, ARIVE, Byte, or others. We assess your specific setup and build the most efficient integration your system allows.
Every loan officer is onboarded with their own infrastructure within 48 hours of signing.
The Florida Information Protection Act requires businesses to notify affected individuals within 30 days of a data breach. Penalties can reach up to $500,000 per breach. Florida mortgage brokers are subject to both FIPA and FTC Safeguards Rule simultaneously.
Only 5. We build market dominators — and two market dominators in the same metro cancel each other out. Once your metro fills, that door closes permanently.
There are mortgage brokers in your market right now who will never get this call. Because once your metro fills — that door closes.
Book Your Strategy Call with DennisDennis J. Patino, CEO & Founder | FAMP Member | Official Cybersecurity Partner — STAR | Wesley Chapel, FL
